D5 
Jack he went to high school in a little Texas town 
 
He finished up and spent most of the next year bumming round 
G5 
He couldn't find  job to hold  so on a Friday night 
D5 
He figured he could see the world and buy a four wheel drive 
                 C5        
If he joined the Army 
G5                         D5 
Cause these are desperate times 
D5 
Well he came back four years later a little higher off the ground 
 
Things there hadn't changes and that just really got him down 
G5 
So he went of to San Antone an hour to the east 
D5 
And got a job working for the San Antone police 
         C5               
He had a pistol now 
G5                   D5 
These are desperate times 
D5 
Old Jackie he got married but his ends just wouldn't meet 
 
His wife worked at the Texas Commerce Bank just up the street 
G5 
Jack he got an idea to get him out of debt 
D5 
And they could live a good life and drive a new corvette 
                 C5                
If he robbed the bank he said 
G5                   D5  
These are desperate times 
G5 
He had planned the whole thing and while his baby worked 
D5 
He came in after hours in a black ski mask and shirt 
G5 
She'd told him where the money was and that's just where he went 
    D5 
The minute that he saw it he already had it spent 
               C5        
Well it wasn't easy 
G5                       D5 
But these are desperate times 
 
SOLO 
 

D5 
He drove off to Bandera that was his home town 
 
He had it in his mind just where he'd lay that money down 
G5 
He went out to his mom's house Jack went up the hill 
D5 
To bury that old suitcase full of hundred dollar bills 
            C5                
He'd let it sit a while 
G5                         D5 
Cause these are desperate times 
G5 
The bank they called the g men cause they were insured by the fed 
D5 
Jill she rolled on Jack cause she was in above her head 
G5 
The g men gave Jack wind of this when they made his arrest 
D5 
He asked her why she turned on the one that she loved best 
               C5            G5 
Well it wasn't easy Jack 
G5                   D5 
These are desperate times 
                        C5 
Yea ain't that what you always said 
G5                   D5  
These are desperate times