Intro 
 
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You believe that I've changed your life forever 
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And you're never going to find another somebody like me  
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And you wish you had more than just a lifetime to give back all I've given you 
    D5
And that's what you believe 
          G5  D5   C5        A5    D5       D5
But I. O. U. the sunlight in the morning  
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And nights of honest loving that time can't take away  
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And I. O. U. more than life now more than ever 
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I know that it's the sweetest debt I'll ever have to pay 
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I'm amazed when you say it's me you live for 
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You know that when I'm holding you, you're right where you belong  
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And my love, I can't help but smile and wonder 
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When you tell me all I've done for you cause I've known all along 
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But I. O. U. the sunlight in the morning  
    G5                E5          A5              D5
And nights of honest loving that time can't take away  
    D5    G5  D5        C5        A5       D5
And I. O. U. more than life now more than ever 
  G5                  E5                 A5  D5    G5
I know that it's the sweetest debt I'll ever have to pay  
          G5  D5   C5        A5    D5       D5
Oh, I. O. U. the sunlight in the morning  
    G5                E5          A5              D5
And nights of honest loving that time can't take away  
    D5    G5  D5        C5        A5       D5
And I. O. U. more than life now more than ever 
  G5                  E5                 A5  D5    G5
I know that it's the sweetest debt I'll ever have to pay