Capo at 4th, transpose +4,(or leave like this to sing with baritones!)
ask if you want chord fingering help.

Intro:  E  A  x2

B              A                                    E  A E A 
 She say it's cold outside and she hands me my raincoat 
B              A                          E  A   E  A
 She's always worried about things like that 
B               A                                     E      A E A
 She says it's all gonna end and it might as well be my fault 
           B                    A   
 And she only sleeps when it's raining 
            B              A           
 And she screams, and her voice is straining 

           E  B A                     E     B A 
She says baby,   it's 3 AM I must be lonely 
                E B A                                      C#m  -   B  -
When she says baby,  well I can't help but be scared of it all sometimes
           A                                  E A  x4
Says the rain's gonna wash away I believe it 

B              A                                             E   A E A
 She's got a little bit of something, God it's better than nothing
B                  A                                             E  A E A
 And in her color portrait world she believes that she's got it all 
B                A                                    E   A E A
 She swears the moon don't hang quite as high as it used to 
           B                    A
 And she only sleeps when it's raining 
            B               A
 And she screams, and her voice is straining 

           E  B A B                     E     B A B
She says baby,     it's 3 AM I must be lonely 
                E B A                                      C#m  -   B  -
When she says baby,  well I can't help but be scared of it all sometimes
           A                                 A    E A  x4
Says the rain's gonna wash away I believe it


B                   A                                   E    
 She believes that life is made up of all that you're used to 
B                      A                                  E    
 And the clock on the wall has been stuck at three for days, and days
B                 A                                    E   A E A 
 She thinks that happiness is a mat that sits on her doorway 
     B                    A
But outside it's stopped raining 

           E  B A B                     E     B A B
She says baby,     it's 3 AM I must be lonely 
                E B A                                      C#m  -   B  -
When she says baby,  well I can't help but be scared of it all sometimes
           A                                      
Says the rain's gonna wash away I believe it

E A  x4