Hey everybody!  This is something I whipped up rather quickly since I couldn't 
find any tabs or chords for this song.  I went off of my memory of the song, so it 
might not be 100% accurate, but it sounds close enough to me.  If you find 
something that can be fixed, then please let me know in the comments.  And, of 
course,thanks for checking out my tab!

In the song, there are no chords during the verses.  However, if you want to play 
something, then use the A chord throughout the verses.  If you're playing by 
yourself, you can also play it like this:

e|----0------0------0-----|
B|----2------2------2-----|        In this, you use your thumb on the
G|----2------2------2-----|        low E string to mimic the baseline.
D|----2------2------2-----|
A|----0------0------0-----|
E|----x------2------0-----|

x = muted note

You talk tough to me
And it makes me smile
By the old church yard
Your feelings hide
I know the reason
And you won't say:
"If we grow too close,
Will you push away?"
                               D
I know the reason
      E    A               D
And I like, that we're the same
D     E
Waterfall...

Are you afrain to love?
You afraid to smile?
From the inside out,
To the open wide?
I know the feeling.
You're way too proud
And will they find you out
                                 D
If you laugh out loud?
  E    A               D
I know, that we're the same.
D    E
Waterfall.
A        
Umbrella in the rain
    D  E  D         E
And I~~~~ won't ask why.

I know the reason
D  E  D                  E
I~~~~ thought you should know.

I know the reason.
I'll never be the same.
I clearly see umbrella in the rain
Over you and me
You are the best thing.
Let it show
And if we grow to close, let it undertow
This is the best thing
D E    A               D
I know, that we're the same.
D    E     A
Waterfall. Umbrella in the rain
    D  E  D         E
And I~~~~ won't ask why.

I know the reason
D  E  D                  E
I~~~~ thought you should know.

I know the reason.
                                 ______\
Should we fall down?                    \ You can play a D chord or
Fall down. fall down...fall down _______/ some variation during this part
Fall down....fall down.                /

  E    A               D
I know, that we're the same.
D    E
Waterfall.
A        
Umbrella in the rain
    D  E  D         E
And I~~~~ won't ask why.

I know the reason
D  E  D                  E
I~~~~ thought you should know.
                  A
I know the reason.