The other versions were pretty good, but they missed a couple subtleties that I think
are important to the song. Also, the outro was either completely wrong or nonexistent, so
I tried my best with it.

Also, in the verse, you can strum the Dm once, then change the fret on the 6th string
from the first fret to the third fret and strum, then move it back to it's original
position for another strum. It sounds more like the piano. This can also be done for the 
Eb during the chorus, but it's more tricky.

And at the end of the verse, while holding the F chord, you could pick the chords from
the bottom up to the 3rd string. Listen to the song for the timing.

Verse:
Bb    A7           Dm  G  F
Thick fog rolls in waves
   Bbm        F
On the Golden Gate

I was checking my watch
With 7 minutes in my shift
When I spot a black skirt on the rail
Straddling the bar like it's a quater a ride
She's scared to jump but terrified to stay
Walk to her slow extend my hand with a smile and say

Chorus:
Dm                  Eb
"Ma'am how was your day?
Dm                   Eb
Keep your eyes on my face
G
I want to help you
C
if you'll let me"

Verse:
She's stratled, I look forward
Wrap my arms 'round her legs
Pull her down to the sidewalk
We're both heaving for air and I say

Chorus:
"Ma'am how was your day?
Keep your eyes on my face
I want to help you
if you'll let me"

Outro(?):
C                        Bm7
Most folks think they'll hit the surface
G
And never, fell no pain

Water pulls you under
Back to the womb once again
Bodies float to the shore
Bloated purple and blue
If sharks won't get you first
Crabs will have their way with you