"Buy Now Pay Later (Charlie No.2)" by The Whitlams

Transcribed by Daniel Meijer 
(With thanks to _Mort_ !)

This is more a chord outline, there are many embellishments from the
strings (legendary FourPlay) and on the piano too...use this as a
framework and move around in it...


Intro:
F#   Ab   Bbm


F#                   Ab               Bbm          Ab
Charlie you're not my Charlie anymore, screwing it up
                    F#          Ab                Bbm
You're killing your soul with an audience looking on.
F#               Ab                          Bbm               Ab
If I hadn't left early last night I would've made a speech to you
                F#    Ab                 Bbm
You're not the only one you're going to hurt.


               F#          Ab               Bbm
If you don't believe me, I don't believe in you.
               F#           Ab              Bbm
If you don't believe me, I don't believe in you.

F#        Ab      Bbm
Makes it all feel better, does it?
F#        Ab      Bbm
Makes it feel like Heaven, does it?
    F#                Ab       C#
You loved it and you spent accordingly.

C#                  F#
You can't afford it now
     Ab             C#
You can't afford it now
                    F#
You can't afford it now
      Ab              C#
You'll try and you'll fail
                          F#
and love it like a little dog
      Ab                      C#
and feed it on the scraps you find
                                 F#
and kiss it while you're still asleep
Ab   Bbm

                    F#  Ab  Bbm
You buy now and pay later.


F#              Ab                        Bbm              Ab
So where's the problem you can ask if you keep your head up
         F#                      Ab                    Bbm
But the road is long and you're falling asleep at the wheel
F#                  Ab                   Bbm         Ab
Here's a girl going crazy 'bout you and I'm not far behind
         F#             Ab         Bbm
Can you care about your friends anymore?


               F#          Ab               Bbm
If you don't believe me, I don't believe in you.
               F#           Ab              Bbm
If you don't believe me, I don't believe in you.

F#        Ab      Bbm
Makes it all feel better, does it?
F#        Ab      Bbm
Makes it feel like Heaven, does it?
    F#                Ab       C#
You loved it and you spent accordingly.

C#                  F#
You can't afford it now
     Ab             C#
You can't afford it now
                    F#
You can't afford it now
      Ab              C#
You'll try and you'll fail
                          F#
and love it like a little dog
      Ab                      C#
and feed it on the scraps you find
                                 F#
and kiss it while you're still asleep
Ab   Bbm

                        F#  Ab  Bbm
You buy now and pay later.

                        F#  Ab  Bbm
You buy now and pay later.

F#                  Ab                   Bbm
Here's a girl going crazy 'bout you and I'm not far behind...